Expand your options with Alternative Payments
Innovative payment services for broadening payment horizons and offering a smoother customer experience.
Where innovation meets convenience
As traditional payment methods transform, alternative payment methods (APMs) lead this progressive shift. Our commitment is to deliver payment solutions that are robust, secure, and adept at meeting the ever-changing preferences of consumers.
Seamless Integration, Tailored Solution
Our APM payment services offer rapid and straightforward integration, introducing new payment methods that resonate with specific markets, customer groups, or merchant types. Enhance your transactional ecosystem with our tailored APM solutions to meet the vibrant and evolving needs of today’s marketplace.
A Wide Range of Options to Enhance the Digital Experience
- Device Compatibility: Supports Android and Tetra terminals.
- Versatile Payment Methods: Embraces widely-used options like Alipay and PayPal, with a catalog that's routinely enhanced to include local APMs for each market.
- Flexible Transaction Types: Accommodates various transactional needs including Sales, Cancellations, and Refunds.
Empowering Every Payment Scenario
Our APM payment services and terminals seamlessly handle diverse payment scenarios.
- Merchant Scan: The merchant scans the APM's QR code (usually on the consumer's mobile phone).
- Consumer Scan: The consumer scans the terminal's QR code for the APM.
- Usage of these methods, or both, is determined by the APM and fully configurable by the acquirer/merchant.
Frequently Asked Questions
Ingenico's products are PCI PTS (Payment Card Industry PIN Transaction Security) certified, ensuring compliance with rigorous security standards for payment transactions. Additionally, we assist our customers in building their own P2PE (Point-to-Point Encryption) solutions to safeguard sensitive payment data. Our solutions are designed to provide the highest level of protection for both your business and your customers, meeting industry-leading security requirements.
Alternative Payment Methods (APMs) refer to any form of payment that falls outside traditional credit and debit card transactions. These include digital wallets, Buy Now Pay Later (BNPL) services, QR code payments, mobile payments, cryptocurrencies, and other regional or emerging payment solutions. APMs are becoming increasingly popular due to their convenience and flexibility for both consumers and merchants.
Visit our dedicated Alternative payments page.
Ingenico offers a complete developer journey to simplify the integration of Alternative Payment Methods (APMs) into your existing environment. With a full set of APIs, SDKs, and clear technical documentation, developers can easily build and deploy secure, high-performing payment applications. Our remote signature solution, eSign, streamlines the application signing process - enabling secure, software-based signing without the need for physical access to the terminal. Once your APM-ready app is signed, Ingenico’s Device Management makes it easy to remotely distribute, install, and monitor applications across your entire fleet of terminals in the field, ensuring fast and efficient rollout at scale.
Ingenico supports a comprehensive range of Alternative Payment Methods (APMs) to meet evolving consumer expectations. These include digital wallets like Apple Pay, Google Pay, and Samsung Wallet; QR code-based payments such as Alipay and WeChat Pay; Buy Now, Pay Later (BNPL) options like Klarna, Clearpay, and Afterpay; as well as gift cards.
By offering such a wide variety of APMs, Ingenico helps merchants create a more inclusive and flexible checkout experience for customers across all regions.
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Accepting APMs helps your business attract and retain more customers by offering flexible, convenient, and locally preferred ways to pay. From digital wallets and BNPL to QR codes and loyalty programs, APMs can help reduce cart abandonment, improve conversion rates, and appeal to tech-savvy or mobile-first shoppers.
Explore APM benefits
Alternative Payment Methods enhance the shopping journey by making payments faster, more flexible, and tailored to user preferences. Features like scan-to-pay, instant wallet transactions, BNPL financing, loyalty integration, and multi-currency support not only improve convenience but also increase average order value and customer retention. APMs reduce friction at checkout, leading to higher conversion rates and more repeat purchases.
Explore APM benefits
Related resources
Les paiements alternatifs gagnent du terrain. Les acquéreurs et fournisseurs de solutions doivent suivre le mouvement.
