Suresnes, Paris (France), March 28th, 2023: Ingenico, the global leader in payments acceptance solutions, announces its acquisition of 100% of Phos, a leading provider of software-only Point of Sale solutions (SoftPoS).
Phos is a premier player in the fast-evolving SoftPoS space, providing best-in-class highly flexible solutions to a large number of acquirers and PSPs. SoftPoS enables off-the-shelf smartphones or tablets to become payment terminals while complying with the highest standards of payment security.
Uses for SoftPoS are multiple and diverse. These include enabling small merchants and ‘solopreneurs’ to accept digital payment in a world where cash payments are declining. However, SoftPoS also allows enterprise customers to equip their sales associates with tablet-type devices for in-aisle payments acceptance. SoftPOS is a dynamic and fast-growing market. The installed base of SoftPoS terminals is expected to grow from 3.1 million worldwide in 2022 to almost 12 million in 2027.
Phos has developed a SoftPoS orchestration platform combining extensive connectivity with flexible user interfaces. With a full suite of services available, including acquirer integration and certification as a service, Phos brings new connectivity options quickly, easily and securely to its partners.The solution enables any contactless form of card payment from the main international payment schemes as well as digital wallets such as Apple Pay and Google Pay and QR code-based payments.
The Phos app is available for multiple user interfaces, offering both dynamic branding based on the user profile and a white-label version. Phos features app-to-app and web-to-app API-based integrations, as well as a software development kit (SDK) for embedded payment acceptance. The company has established the necessary connections to financial services where it operates and has active client and partner launch projects across all high growth markets.
This deal continues Ingenico’s strategic expansion into new ways of serving its clients and reinforces Ingenico’s role as the ecosystem enabler of choice for the payments industry. The solution complements Ingenico’s PPaaS (Payments Platform as a Service). PPaaS enables clients, such as acquirers, payment service providers and independent software vendors, to design and seamlessly deliver payments and value-added services at the point of sale on Ingenico and non-Ingenico devices. In line with this ‘device agnostic’ strategy, Phos is a natural complement to Ingenico’s PPaaS business.
Ingenico is the global leader in payments acceptance solutions. As the trusted technology partner for merchants, banks, acquirers, ISVs, payment aggregators and fintech customers our world-class terminals, solutions and services enable the global ecosystem of payments acceptance. With 45 years of experience, innovation is integral to Ingenico’s approach and culture, inspiring our large and diverse community of experts who anticipate and help shape the evolution of commerce worldwide. At Ingenico, trust and sustainability are at the heart of everything we do.
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