Ingenico strengthens its leadership position in the mobile POS market with the certification of its PIN-on-Mobile solution, complementing the Moby product line.
Growing its existing mPOS portfolio, the Moby-PIN solution enables secure PIN entry on a merchants’ smartphone or tablet.
This change of paradigm in the payment industry enables key players to shift gradually from a hardware to a software security model. It allows PIN code to be entered onto an open environment, when card reading is managed by the Moby/5500 SCRP**.
Ingenico’s SPoC* solution delivers a fraud engine to control the integrity of the system and insure state of the art security of the mobile application and the mobile device. With a scalable design, Ingenico enables payment gateways to manage a common and single integration with SPoC technology and the complete Moby portfolio.
Such innovation allows Ingenico customers to gradually move from CAPEX to OPEX models. It confirms Ingenico strategy towards Terminal as a Service: designing new business models to answer merchants’ aspiration for pay per use solutions.
SPoC* – Software based PIN entry on COTS
COTS – Commercial Off The Shelf
SCRP** – Secure Card Reader PIN