SoftPOS can act as a full‑replace solution for a traditional terminal where contactless adoption is already high—for example, in regions such as Eastern Europe or parts of Asia where NFC usage is widespread. In those markets the software‑only approach can eliminate the need for dedicated hardware, giving merchants a flexible, cost‑effective checkout. However, in many other locations SoftPOS is positioned as a complementary option that augments existing terminals rather than outright replacing them, especially where contactless penetration is still growing .