A smart payment terminal is a compact, rugged, connected device that goes beyond basic card‑reading. It accepts contactless cards and QR‑code payments, runs an intelligent operating system that can host apps and services, offers a color touchscreen and modular add‑ons for flexible configurations, delivers PCI‑PTS v6 security (e.g., PIN‑on‑Glass) and easy integration with back‑office systems, and is designed for self‑service, indoor or outdoor deployments such as vending, kiosks or retail counters.