James Lloyd is a payments leader with over 15 years of experience driving growth, transformation, and operational excellence across payments, SaaS, financial services, and private equity-backed organizations. As a Business Unit leader at Ingenico, he oversees a high-growth market expansion business in the United States across payments hardware, software, and services. Combining payments expertise with hands-on operational leadership, James specializes in commercial growth, technology modernization, and value creation, helping organizations scale efficiently and deliver sustainable business performance.