Empowering Acquiring Banks for the Future of Commerce
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Today’s business banking customers are more tech-savvy and demanding than ever before. As agile fintech competitors’ eye these lucrative accounts, acquiring banks must adapt their strategies to win and retain business. A primary hurdle for acquirers is the reliance on aging payment systems, while competitors provide modern, innovative experiences. AXIUM from Ingenico is the strategic solution designed to overcome this challenge.
What is AXIUM?
AXIUM is an Android-based payment platform that converges payments, business applications, and services into a single ecosystem. Whether serving retailers, restaurants, or professional service providers, AXIUM enables merchants to run their businesses more efficiently while meeting consumer demand for fast, personalized, and convenient payments.
The platform supports a comprehensive range of payment methods, including:
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Traditional: Credit and debit cards.
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Alternative: Mobile wallets and Buy Now, Pay Later (BNPL).
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Digital: Payment apps utilizing QR codes.
Beyond payments, AXIUM allows merchants to securely run business applications such as loyalty programs, customer engagement tools, and inventory management directly on the same terminal used for transactions.
Provide More Value and Differentiate
Your customers operate diverse businesses with unique goals. AXIUM gives you the freedom to tailor solutions to specific industries, offering preconfigured packages for a fast time-to-market.
Key ways to add value include:
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The Ingenico App Store: Enable specific customer segments to choose the exact functionality they need at the point of sale.
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Strategic Innovation: Partner with Ingenico to solve specific market challenges and differentiate your bank from digital-first competitors.
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Diverse Form Factors: Choose from countertop, PIN pad, or mobile devices to fit any business environment.
Essential Platform Features
AXIUM provides a highly secure and manageable system that scales as market conditions change.
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Seamless Connectivity: Use dedicated APIs for a single integration that supports your entire device estate.
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Innovation Tools: Access the AXIUM OS, software development kits (SDKs), and enablers for Ingenico services.
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Security & Compliance: Fully compliant with PCI SSC requirements and the latest PCI PTS standards for hardware security.
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Centralized Management: Streamline deployment with remote key injection, perform remote health checks, and offer "screen takeover" troubleshooting to boost customer satisfaction.
Discover the Future of Commerce
Acquiring banks are at a crossroads. To protect your portfolio and meet the demand for future-proof technology, you need a flexible way forward.
Contact Ingenico today to schedule a demo of the AXIUM platform.
FAQs
Android POS combines an open Android ecosystem with rigorous, PCI‑validated hardening: the device runs a locked‑down, signed‑boot OS that protects against tampering, while every third‑party app is scanned for vulnerabilities and must meet bank‑security requirements before being signed and deployed. Centralised management through Ingenico 360 delivers OTA security patches, remote monitoring and policy enforcement across the entire fleet, ensuring that the flexibility of installing new payment or loyalty apps never compromises enterprise‑grade security.
The Ingenico TETRA and Android AXIUM terminals differ in their operating systems and functionality. The TETRA range is powered by Ingenico’s proprietary operating system, designed for secure, fast, and reliable payment processing. It is ideal for businesses that need a straightforward, high-performance terminal for quick transactions. On the other hand, the Android AXIUM terminals run on the Android operating system, offering greater flexibility by allowing businesses to run custom apps for added functionality, such as loyalty programs, inventory management, and customer engagement.
Choosing between the two depends on your business needs. Opt for Ingenico TETRA if you require a dedicated, easy-to-use payment terminal focused solely on processing transactions efficiently. Choose Android AXIUM if your business needs a more versatile terminal that can handle both payments and other business applications, providing a broader set of features and greater customization. Both terminals offer secure, seamless payment processing, but the Android AXIUM offers added flexibility for businesses looking for a multifunctional solution.
Android‑based Ingenico POS (AXIUM Android) terminals future‑proof your investment because the open Android platform lets you add emerging payment methods—such as NFC, QR‑code, and mobile‑wallet solutions—through software updates rather than hardware changes, while continuous security patches keep the devices PCI‑compliant. This modular, scalable architecture supports new services (loyalty, digital receipts, staff tools) and centralized device management, delivering lower total‑cost‑of‑ownership and the ability to grow with evolving consumer payment habits.
Next‑Gen AXIUM combines a modern Android OS, AI, eSIM connectivity, richer hardware and unified cloud‑native management to deliver a faster, more secure and future‑proof checkout experience—something earlier generations simply couldn’t offer.
Ingenico AXIUM Android rewrites the payment‑terminal playbook: one open Android OS, cloud‑native management, AI‑ready UI, and a developer ecosystem replace the old siloed, hardware‑locked models. This structural shift gives merchants future‑proof hardware, lower total cost of ownership, rapid innovation, and a platform that can evolve into a full commerce hub—not just a card reader.
