Ingenico Insights to Help You Navigate the Future of Payments
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In the article "Will We Pay With a Wave of Our Hand, or Will Crypto Replace Traditional Currency?", Ingenico experts explore the transformative trends shaping the future of payments in 2025. From the integration of AI-driven payment experiences to the mainstream adoption of cryptocurrencies, the article highlights how businesses and consumers are adapting to a rapidly evolving financial landscape. The rise of unattended payments and self-service solutions is redefining retail, while merchants are increasingly demanding technological innovation. Regional shifts are also driving change, including ClimateTech in Europe, fintech expansion in Latin America, and biometric authentication in Asia.
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The above insights were shared by Ingenico experts in three Signals papers released in January 2025. The resources are filled with more insights that can help you navigate changes in the coming months.
In 2025, payment innovation will accelerate with the mainstream adoption of cryptocurrency, central bank digital currencies (CBDCs), and digital wallets. Regulatory changes will foster competition, while self-service and sustainable payment solutions gain traction. Ingenico Signals explores these trends, helping businesses adapt to evolving consumer demands and a rapidly changing payment ecosystem.
Innovative technologies are transforming commerce, with progressive web apps (PWAs), biometric authentication, and real-time payments leading the way. AI-driven solutions will enhance security, personalization, and efficiency. Regional tech trends, like A2A payments in EMEA and fintech growth in Latin America, will shape the industry. Ingenico Signals provides insights to navigate these shifts.
Retailers will refine AI-driven experiences, integrating voice-enabled transactions, fraud prevention, and seamless checkouts. Digital receipts and SoftPOS solutions will enhance convenience and sustainability, while smart card payments gain traction. Ingenico Signals highlights these trends, equipping businesses to elevate customer experiences and optimize retail operations in an increasingly digital and contactless world.
